Terms & Conditions

Welcome to TheFrugalAdvisorCo.

These Terms & Conditions govern your use of our website and services. By accessing or using this website, you agree to comply with and be bound by these terms.

If you do not agree with any part of these terms, please do not use our website.

---

1. Nature of Services

TheFrugalAdvisorCo is a financial assistance and facilitation platform that helps users explore financial products such as:

- Loans

- Credit Cards

- Insurance

- Investment products (including SIPs)

We work in association with third-party banks, NBFCs, insurance providers, and financial institutions.

We do not directly provide any financial products.

---

2. Eligibility

By using this website, you confirm that:

- You are at least 18 years of age

- You are legally capable of entering into a binding agreement

- The information provided by you is accurate and complete

---

3. User Responsibilities

You agree to:

- Provide accurate and truthful information

- Not misuse the website for fraudulent or illegal activities

- Not submit false or misleading financial details

- Cooperate during verification processes

---

4. No Guarantee of Approval

TheFrugalAdvisorCo does not guarantee:

- Approval of loans or credit cards

- Issuance of insurance policies

- Investment returns

All approvals are subject to the policies, eligibility criteria, and discretion of the respective financial institutions.

---

5. Third-Party Services

Our services involve connecting users with third-party providers.

We are not responsible for:

- Decisions made by banks or financial institutions

- Terms and conditions offered by third parties

- Delays, rejections, or disputes

Users are advised to review the terms of the respective providers before proceeding.

---

6. Consent to Communication

By using our services, you consent to:

- Being contacted via call, SMS, WhatsApp, or email

- Receiving communication from our team and partner institutions

You may receive verification calls or OTPs as part of the process.

---

7. Intellectual Property

All content on this website, including text, design, logos, and graphics, is the property of TheFrugalAdvisorCo.

You may not copy, reproduce, or distribute any content without prior written permission.

---

8. Limitation of Liability

TheFrugalAdvisorCo shall not be held liable for:

- Any direct or indirect loss arising from use of this website

- Financial decisions made by users

- Actions or services of third-party providers

Use of this website is at your own risk.

---

9. Privacy

Your use of this website is also governed by our Privacy Policy. By using our services, you agree to the collection and use of information as outlined in that policy.

---

10. Termination

We reserve the right to:

- Suspend or terminate access to our services

- Restrict users who violate these terms

Without prior notice if necessary.

---

11. Modifications

We may update or modify these Terms & Conditions at any time without prior notice.

Users are advised to review this page periodically.

---

12. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.

Any disputes shall be subject to the jurisdiction of the courts in [Your City, e.g., Prayagraj, Uttar Pradesh].

---

13. Contact Us

info@thefrugaladvisorco.in
+91 888 100 9890
74A-miya ka pura | handia | prayagraj | 212402

If you have any questions regarding these Terms & Conditions, please contact us through the official contact details provided on our website.

---