Legal & Compliance Information | TheFrugalAdvisorCo

Legal & Compliance

TheFrugalAdvisorCo is a consulting and referral service provider based in Prayagraj.
We are NOT a Bank, NBFC, or Insurance Company. We do not lend money, issue credit cards, or provide insurance policies from our own funds.
We act as an Authorized POS Partner for Turtlemint and a Referral Partner for ZET.
All financial products are subject to the approval and terms of the respective third-party Banks, NBFCs, or Insurance providers.
Zero Fee Policy: We do not charge any "processing fees" or "consultation fees" from our customers. If anyone asks for money in the name of TheFrugalAdvisorCo, please report it immediately.

Your trust is our biggest asset. Here is how we handle your data:

Data Collection: We only collect basic contact information (Name, Phone Number, City) to help guide you toward the right product.
No Sensitive Data: We do not store your Aadhaar Number, PAN Card details, or Bank Passwords on our website.
Third-Party Sharing: Your information is only shared with our authorized partners (ZET/Turtlemint) with your consent to process your application.
Usage: We use your data to provide updates on your application and offer financial guidance. We do not sell your data to third-party telemarketers.

By using this website, you agree to the following:

Eligibility: You must be a resident of India and above 18 years of age.
No Guarantees: While we provide expert guidance based on 6+ years of experience in risk management, we do not guarantee loan approvals or credit card issuances. Final decisions rest solely with the lending institutions.
Accuracy: Users are responsible for providing correct information. Providing false documents may lead to rejection by our partners.
Limitation of Liability: TheFrugalAdvisorCo is not liable for any disputes between the user and the final financial service provider (Bank/Insurance Co).

As a responsible MSME, we follow these strict rules:

Anti-Fraud: We never promise "Instant Cash" or "Loans without CIBIL."
Transparency: We clearly disclose our role as a referral partner.
Expertise: Our founder is a Google Digital Marketing certified professional, ensuring our digital practices are safe and modern.
Local Focus: We are committed to the financial literacy of users in Tier 2, Tier 3 cities, and rural areas.

If you have any questions regarding our legal terms or have noticed any suspicious activity, please reach out to our Prayagraj office: